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Car insurance companies, regardless if its a fair judgment or not, consider teenagers as a high-risk demographic when it comes insuring them. Teens are considered to have a lack of driving experience which would mean that they lack the ability to make reasonable decisions under stressful situations and they are unaware of the hazards of irresponsible driving habits. As a result, they are more likely to be involved in car accidents, and thus more likely to file claims. In order for insurance providers to cover the high risk nature of teens for, they must charge higher premiums.
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Cheap Car Insurance 2020 - Why Teen Drivers Should Use Brokerage Websites

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Adding a teen driver to your car insurance policy might seem a little scary. Fortunately, we have ways for you to keep your teen safe and save money on those increased premiums. Your company might have specific regulations in place. Many parents choose to add their teen drivers to their own policies; this is usually the cheaper option for teen car insurance. Almost always, auto insurance rates go up when you add a teen driver to the policy. Teens are among some of the highest-risk drivers, and insurance companies have more at stake when they insure them. Continue reading for ways to save money when you add your teen to your policy.
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With just a few clicks you can access the GEICO Insurance Agency partner your boat insurance policy is with to find your policy service options and contact information. Read more. Call us at to make changes to your life insurance policy.
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Generally, teens do not have to worry about getting their own car insurance policy. NOTE : Some teens own their own cars; in these cases, usually they have their own car insurance policies. However, most states have strict rules on teens owning property such as vehicles , meaning parents have to at least co-sign for the property.
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